Commercial, Investment & Business-Purpose Lending:

All business-purpose, fix-and-flip, construction, bridge, trust, DSCR, and commercial real estate loans provided or arranged by Platinum Capital Partners are strictly non-consumer, business-purpose loans exempt from RESPA, TRID, and consumer protection guidelines. Loans are evaluated based on commercial asset value, property equity, and debt coverage, not consumer personal income or consumer credit profiles.

Consumer Residential Mortgages & NMLS Affiliations:

Platinum Capital Partners is not a direct consumer residential mortgage lender. All consumer residential loans (Conventional, FHA, VA, Jumbo, Home Equity, Reverse, and Consumer Non-QM / 1099) are originated through affiliated, independent licensed mortgage loan originators acting under their respective sponsoring licensed brokerages or lenders. Individual officer NMLS numbers, sponsoring entity details, and required consumer disclosures are provided directly to the consumer prior to application.

Capital Raising & Private Investment Offerings (SEC Reg D):

Capital raising activities, private debt fund investments, and equity offerings displayed on this website are restricted exclusively to Accredited Investors as defined under Rule 501 of Regulation D of the Securities Act of 1933. Platinum Capital Partners is not a registered Broker-Dealer or Registered Investment Advisor (RIA). This website does not constitute an offer to sell or a solicitation of an offer to buy securities. Any offering of securities will be made solely through formal offering memoranda (e.g., Private Placement Memorandum) to qualified accredited investors.

State Licensing & Fair Housing:

Loans arranged or made pursuant to California Department of Real Estate Corporate License  #333488, as applicable. Equal Housing Opportunity.